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Seven
Bargain Diva®
Tips to be $100 or More Richer Each Month
 Clipping
Coupons. Stores and manufacturers issue a whopping 400 billion
coupons every year. Clipping coupons, you can save $25-30 a week.
Brown
Bagging it to Work. Bringing
lunch from home at least 3 days a week can save you up to $20 a month.
Increase
the Deductible On Your Car. Going
from a $100 to $500 deductible on your car's collision insurance will
reduce your annual premiums by 45 percent. This will save you about
$20 per month.
Eating
Out with Kids. When going
out to eat, choose restaurants that offer a "Kids Eat Free"
night. Money saved per child, about $6.
Health
& Beauty Supplies. Purchase
health and beauty aids at discount stores instead of supermarkets.
This includes products like shampoo, toothpaste and aspirin. Savings
per month: about $5.
Avoid
the ATM. Bank fees for
using ATM's have skyrocketed. Take the time to visit your teller and
save arouing $18-21 per month.
Go
Meatless for a Month. Meat
is the most expensive item in most food budgets. Serve vegetable lasagne,
vegetable stews, stir fry or veggie burgers. Try this at least twice
a week and you can save around $30 a month.
A
Bargain Diva®
Favorite:
12 Ways to Add Years to Your Life
Everyone
is trying to look youthful
and live longer. Here are some tips from longevity expert Dr. Michael
Roizen. Through his research, you can help reverse aging if you adopt
the following:
 Eat
Breakfast Everyday. It helps your metabolism
function efficiently. (Reduce your age by 1 year).
Sleep
at Least 7-8 Hours a Night. (Reduce your
age by 3 years).
Brush
& Floss Your Teeth 3 Times a Day. Bacteria
from the gums can cause narrowing of the arteries. (Reduce your age
by 6 years).
Wear
Sunscreen Everyday. Yes, and that means
you beautiful sisters of color! We get sunburned too! Use a sunscreen
with an SPF of 15+. (Reduce your age by 1 year).
Develop
Great Friendships. A strong social network
cuts stress and helps maitain a healthy immune system.. (Reduce your
age by 2 years).
Get
Your Daily Exercise. Put it in motion sisters!
(Reduce your age by 3 years).
Have
a Glass of Red Wine Daily. Red or white
in moderation has been found to protect against stroke and some forms
of cancer. The key word here is moderation!. (Reduce your age by 1
year).
Keep
Company with Man's Best Friend. Pet owners,
especially those with dogs, seem to live longer than people who don';t
have pets. (Reduce your age by 1 year).
Have
Sex at Least 3 Times Per Week. Sex relieves
stress which reduces your risk of hypertension and boosts immunity.
A strong, stable, spiritual relationship is wonderful. (Reduce your
age by 1 year).
Throw
Away Your Cigarettes. Smoking ages the heart
and lungs. But quitting reverses the damage, giving your lungs new
life. (Reduce your age by 7 years).
Laugh
Several Times a Day. A good dose of laughter
helps keep the immune system healthy. Check out Sistah Talkon AM 1430
Sunday mornings at 11:00 am. It will lift your spirits and give you
a laugh or two. (Reduce your age by 1 year).
Pamper
Your Skin and Exfoliate. Exfoliating dead
skin allows new cells to grow, giving you a youthful glow.
Try the Bargain Diva's®
recipe for a natural exfoliating solution: Mix together 2 tablespoons
of plain yogurt with 1 tablespoon of oatmeal. Apply to face in a gentle,
circular motion for 5 minutes. Rinse with warm water and pat dry with
a clean towel.
From Michael F. Roizen, MD. Author of
Real Age: Are You as Young as You Can Be? (Harper Collins).
Bargain
Diva®
Bonus
Take a Vacation
Dr. Mel Borins, author of Go
Away: Just for the Health of It recommends a timeshare.
Studies show that timeshare owners take longer and more frequent vacations.
When you vacation, women reduce their risk of coronary heart disease
by 50%, men by 30%.
Recommended timeshare: Blue Green Vacation Club®.
www.bluegreenonline.com
Medical
Bills Staggering?
Forty million Americans don't have health insurance!
Download your FREE copy of "Coping with Medical Bills"
by going to www.myvesta.org.
Click on the "Free Publications" area to download your copy.
Printed hard copies can be purchased for $5.00 by calling 1-800-680-3328,
ext. 143.
bargain
diva®
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